SIP Calculator

Calculate your Systematic Investment Plan returns with our advanced calculator.

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Investment Overview

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What is SIP?

A Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly in mutual funds. It allows you to invest small amounts periodically (daily/weekly/monthly/quarterly/yearly) instead of lumpsum investment.

📊 Simple SIP Examples

🎓 Student Plan

Monthly: ₹1,000

Period: 5 years

Returns: 12%

Maturity: ~₹82,000

Total investment: ₹60,000

💼 Working Professional

Monthly: ₹5,000

Period: 10 years

Returns: 12%

Maturity: ~₹11,62,500

Total investment: ₹6,00,000

🏠 Family Goal

Monthly: ₹15,000

Period: 15 years

Returns: 12%

Maturity: ~₹75,00,000

Total investment: ₹27,00,000

💡 Note: These are illustrative examples. Actual returns may vary based on market conditions and fund performance.

💰 Disciplined Investing

Builds regular investment habit and financial discipline

📈 Power of Compounding

Your money grows exponentially over time with compound interest

🎯 Rupee Cost Averaging

Reduces impact of market volatility by averaging purchase cost

💡 Tip: Start early, invest regularly, and stay invested for long-term wealth creation. Even small amounts can grow significantly over time!