Plan your retirement corpus and calculate monthly savings needed for comfortable retirement life.
Retirement planning is crucial for financial independence. Start early, invest regularly, and account for inflation to build a substantial retirement corpus that can sustain your lifestyle for 25-30 years post-retirement.
📋 Calculator Assumptions: This calculator assumes 6% inflation rate, 12% expected returns on investments, and 10% returns on existing savings. Results may vary based on actual market conditions and individual circumstances.
Current Age: 25 years
Retirement Age: 60 years
Monthly Expenses: ₹50,000
Current Savings: ₹1,00,000
Lumpsum Needed: ~₹9,76,803
Monthly SIP Needed: ~₹7,940
Monthly Step-Up SIP Needed: ~₹3,480
Retirement Corpus: ~₹5,43,85,078
Current Age: 35 years
Retirement Age: 60 years
Monthly Expenses: ₹75,000
Current Savings: ₹3,00,000
Lumpsum Needed: ~₹24,88,350
Monthly SIP Needed: ~₹11,435
Monthly Step-Up SIP Needed: ~₹3,480
Retirement Corpus: ~₹4,55,52,515
Current Age: 45 years
Retirement Age: 60 years
Monthly Expenses: ₹1,00,000
Current Savings: ₹8,00,000
Lumpsum Needed: ~₹55,85,618
Monthly SIP Needed: ~₹60,592
Monthly Step-Up SIP Needed: ~₹39,308
Retirement Corpus: ~₹3,39,15,049
💡 Note: These sample calculations use the same assumptions as the calculator. The Late Starter example shows ₹0 SIP needed because existing savings growth covers the required retirement corpus.